What is the full cost?
Ask for the estimated payment including taxes and insurance, money due at closing, and which costs can change.
Understand closing costs →BUY A HOME · MASSACHUSETTS & NEW HAMPSHIRE
Start with a plan for the home you want.
Just browsing or ready to make a move? Start a conversation about your budget, your timeline and the questions standing between you and your next home.
Talk about buying a home →LET’S TALK ABOUT YOUR NEXT STEP
Request a call.
Enter your name, email and phone number, choose your language and reason for contacting us, and request a call.
Open the contact form separately →Three steps to prepare for buying.
- Set a comfortable monthly budget.
Include principal and interest, property taxes, insurance, any mortgage insurance and association fees.
- Plan the cash you’ll need.
Look beyond the down payment to closing costs, prepaid expenses, moving and a reserve for repairs.
- Prepare for a lender conversation.
Ask what documentation, loan options and state assistance may fit your circumstances.
This is a contact request, not a mortgage application. Preapproval and loan terms require a lender’s review.
EXPLORE YOUR BUDGET
What might principal and interest look like?
This illustration helps you try a few assumptions. Ask a lender for a full payment and a written estimate of closing costs before deciding on a budget.
Discuss your homebuying plans →Purchase payment illustration
30-year fixed principal and interest only. The rate is an editable assumption, not a current quote.
$2,275per month · principal and interest only
Excludes property taxes, insurance, mortgage insurance, association fees, maintenance and closing costs. Does not estimate refinance savings or establish eligibility for any down payment.
Request contact →The contact form does not receive or preserve this illustration.
Bring these questions to the conversation.
Could assistance fit my plans?
Massachusetts and New Hampshire programs have different requirements. Ask about eligibility, repayment and what happens if you sell or refinance.
See state resources →Further reading: CFPB homebuying guide. We are not affiliated with state housing programs.